The knowledge you lack as an expat to have a 6 or 7-figure fortune in Germany...
- Finally, get yourself a strategy on how you can benefit from the German tax law and how the tax office can accelerate your wealth accumulation.
- Understand that you shouldn't waste time investing in the stock or real estate market on your own. It would help if you had the time to strengthen your skills to generate your income. The return is significantly higher.
- Learn how to set up processes that automatically structure your assets to ensure security and returns.
- Learn how to grow your income faster to make bigger leaps in your investments.
- Expertise from more than 10.000 consultations with foreign specialists
It would help if you had experts by your side...
It would help if you had experts by your side so you can focus on the most important areas.
You don’t know how to invest in a tax-optimized way, buy real estate systematically, or increase your net income through social security and tax savings. You will make mistakes that will cost you unnecessary time and money.
Where are you supposed to get the know-how from if you use your time always to do an excellent job so that you can make a career or be successful in your self-employment? You want to get ahead in your job, and you need time for that…
At the same time, you are also interested in how you passively increase your income so that you don’t have to depend on your working capability for the rest of your life. You want to …
- Pay fewer taxes
- Save on social security contributions
- Have rental income or a paid-off home
- Generate high-interest income and dividends from investments
Just a feeling of security that you make the right decisions and achieve your individual goals.
You can be excited. We help you with all of your financial matters so you have a comfortable feeling with your future.
The five areas that will make your wealth grow
We have already created strategies for around 10.000 clients so they become financially independent.
This is how we do it:
The undiscovered potential for your wealth accumulation: converting taxes into wealth.
1. Tax-deductible savings rate for investments
A high tax rate is not always a disadvantage, it also opens up many doors for tax savings.
An example: With the right strategy, it is possible to deduct the savings rate, for example for investment funds or ETFs, from taxes. With a high tax rate, this increases the tax refund significantly – the tax refund quickly increases by over €1000 per year. The reimbursement can of course also be reinvested, resulting in a gigantic yield advantage.
2. Increase net income by saving on social security
Taxes on gross income are relatively high in Germany. But there are also opportunities to save on social security contributions.
A change in social security can save employees an average of €200 per month. The monthly savings can be invested to create another major financial benefit.
3. Tailored investment strategy
4. Comprehensive real estate concept
In a professional investment concept, of course, rented properties also have a high priority. You need high rental income to stop being dependent on your labor.
But many investors lack the know-how to acquire real estate in a structured way. We support our customers in all individual areas. From the property search, to the analysis of the figures, the examination of the building fabric, to the management of the property.
5. Combination of investment opportunities
The Proper API is characterized by creating interfaces between the individual disciplines.
The savings rate of various investments is tax deductible. The tax refund is reinvested. Contributions are saved in social insurance, which in turn are also invested in a tax-optimized manner. This creates another tax benefit that can be invested.
Buying real estate can also create opportunities to save on taxes.
It becomes clear how great the financial advantage of our customers is through a tax-optimized investment strategy.
A model solution for your asset accumulation: Our customers
- individual
- effective
- long-term
We have the solutions for foreign specialists like you. This allows you to build up your wealth with us individually, effectively and, above all, over the long term. Be sure to check out the short videos of Bhuvin, Hardik and Siru. This will give you a deep insight into our professional expertise, our personality and the great results.
Bhuvin Thakker - Director of Engineering
Another consultant advised Bhuvin Thakker in advance. He was sure he was not taking advantage of all the opportunities and was sceptical about his retirement plans. His tax refund was low, and he had no strategy to build an extensive property portfolio.
Goal:
His goal is financial freedom. He wants his investments to be highly profitable for him.
Solution:
With Proper API’s help, he dramatically increased his tax refund. The investments in his pension plan were optimised for him and his wife. As a result, he has 500,000€ more assets at his disposal in old age – with the same contribution. His investments are performing at an average of 13.86% p.a. He has also bought a flat in Berlin to live in and a flat in Berlin, which he furnished and rents to students. Further property purchases are planned.
Pranjal Roy - Software Engineer
Pranjal Roy lacked clarity about what he needed to do to achieve his goals. The tax situation was unclear and he wanted a clear plan on how to invest wisely.
Goal:
A large fortune so that he is secure and relaxed.
Solution:
His tax issues were all clarified, and new investments were implemented in a tax-optimised way. A diversified investment portfolio was created per his risk profile and return expectations. The investments are currently generating 11.47% interest. In addition, he will soon buy his first property to take advantage of the property market.
Hardik Arora - Machine Learning Engineer
Hardik Arora knew that he had to invest. However, he lacked the necessary knowledge about which investments to make. He learned early on in his life that not investing properly can have disastrous consequences.
Goal:
Hardik would like to earn passive income from his investments to increase his standard of living in the future.
Solution:
He started with a balanced portfolio to gain initial investment experience in Germany. Subsequently, the portfolio became more aggressive as his experience and confidence grew. Proper API actively manages his portfolio and has achieved 16.08% profit per year for Hardik.
The Proper API Advisory Team
Regardless of the starting position you are currently in, we have already solved a comparable situation for our customers.
We know how you feel and know exactly how we can help you.
We will support you every single step until you have no more questions and you have achieved all your goals.
Our consultants have already been able to help thousand of interested parties to build up assets in a tax-optimized, automated manner.
At least five specialists from different departments work on your concept to find a tailor-made solution for you.
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Proper API is an independent adviser in tax optimisation, insurance, investment and real estate. Proper API connects all these topics in holistic strategies to achieve financial goals. We offer you more than 10 years of experience and success.